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Top 10 Do's and Don'ts to increase your Credit Score - by Jean Wolter

If you are hoping to obtain credit in the near future follow these guidelines to increase your FICO score: 1. Dont apply for a new credit card of ANY kind. 2. Dont pay off any collections or charge offs. 3. Dont close credit card accounts. 4. Dont max out or over charge credit cards. 5. Dont consolidate debt on to one or two credit cards. 6. Dont do anything that will cause a red flag to the scoring system. 7. Do stay current on existing accounts. 8. Do use alternate between credit cards and pay off each month. 9. Do raise your credit limits if possible just dont max out your cards. 10. Do keep three cards open.05

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